Oscar Health: Senior Manager, Insurance Product and Benefit Design — Remote

About Oscar Health

Oscar Health is a health-insurance business built around a technology platform and member services. Its recruitment board also describes Oscar Medical Group activities in virtual health assessments and virtual care. Those notices reflect distinct parts of the wider operation: insurance products and member administration alongside clinical services. Technology, insurance operations and care delivery consequently appear in different roles on the board, with the employing team determining the service and professional responsibilities of an individual position.

The position and its setting

Oscar Health lists Senior Manager, Insurance Product and Benefit Design in Remote, under reference 7974623. The details below separate the work described by the employer from essential conditions, preferred experience and practical preparation advice.

• Department: Insurance Product Strategy
• Employer listing date: 11 June 2026

Responsibilities and work described

• The Senior Manager, Insurance Product and Benefit Design owns the development of insurance plan designs across assigned markets
• Translate market strategy into applicable benefit structures, leading agreement, and ensuring high-quality, compliant products
• Balance scalable design frameworks with market-specific differentiation and be responsible for end-to-end product performance from design through post-launch optimization
• Require operational leadership, including driving regimented processes, optimizing workflows for scale, and ensuring high-quality execution across complex filing and implementation cycles
• Report into the Vice President, Insurance Product Innovation and Development
• Work: Location: This is a remote / work-from-home role
• You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia
• Note, this list of states is subject to change. #LI-Remote
• Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $149,040- $195,615 per year
• The base pay for this role in all other locations is:: $134,136- $176,053 per year
• You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses
• Management: end-to-end plan design across assigned geographies, including benefits, cost-sharing, and network considerations
• Translate market strategy, performance insights, and regulatory requirements into clear design decisions
• Leadership: the product lifecycle from design through filing, implementation, and post-launch performance
• Be the product owner for design within the regulatory filing process, ensuring accuracy across PBT's, SBC's and internal systems
• Promote agreement on actuarial, regulatory, compliance, network, and operational teams

Essential requirements and candidate background

• Bachelor's degree in business, healthcare, economics, finance, or related field
• 6+ years of experience in health insurance product and ACA / QHP benefit design with direct ownership over health plan design decisions
• Knowledge: ACA plan design, including cost-sharing structures, metal towers, EHB and regulatory requirements
• Experience leading regulatory filing processes, including PBT, SBC, and related documentation
• Operations experience following regimented processes associated with product development and regulatory filing processes, including ability to recommend process improvements for scale and optimization
• Experience operating in complex, matrixed organizations
• Willingness to travel up to 25% of the time

Preferred experience and additional strengths

• Experience defining or managing standardized ACA plan design frameworks across multiple markets
• Familiarity: product configuration systems and downstream filing processes
• Experience: AV calculator strategies and benefit design trade-off analysis
• Exposure: portfolio management and lifecycle optimization
• Experience: SQL or advanced analytics tools
• Prior experience in ACA IFP plans
• This is an authentic Oscar Health job opportunity
• Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience
• Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements
• Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts
• California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy

Location, schedule and contract conditions

For this overseas or regional listing, confirm work authorisation and any location restrictions with the employer. The location does not establish visa sponsorship or permission to work remotely from India.

• Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members
• We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family
• Work arrangement: Remote
• Advertised location: Remote

Pay and application dates

A verified salary figure is not established in this article. An online estimate for another Senior Manager, Insurance Product and Benefit Design vacancy is not an offer for reference 7974623; use the employer’s own pay disclosure and recruitment communication.

A closing date is not confirmed in this article. Check the current employer page before submitting: an undated posting can change or be withdrawn.

How to apply to Oscar Health

Applications follow the official employer page linked below.

Open the official Oscar Health posting below and match the title and reference 7974623.

Compare your qualifications and experience with the essential conditions for the Remote position, then read the preferred criteria separately.

Prepare an accurate CV and the supporting items requested in that employer’s application. Provide only information and documents you are authorised to share.

Use the employer’s application option, complete the required fields and review the submission. Retain the acknowledgement when one is provided. Job Alerts World does not receive the application.

Practical preparation: SQL

SQL references usually call for more detail than “database knowledge”. Explain the data you queried, the business or engineering question and how you checked that joins, aggregates and filters produced the intended result.

Relevant skills

• SQL
• AI/ML
• ACA
• AI
• process improvement
• compliance
• insurance
• sustainability
• portfolio management
• member services